About Us
Aapke Dues Ka Dost
Due Dost helps Indians escape unmanageable debt — legally, transparently, and with dignity. We negotiate credit-card and loan settlements, secure your No-Objection Certificate, and shield you from illegal recovery-agent harassment.
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Who we are
Debt has a way of turning into fear — endless recovery calls, ballooning interest, and the feeling that there is no way out. Due Dost exists to change that. We are a debt-resolution team based in Gurugram that works on behalf of borrowers, not lenders.
Our name says it plainly: Aapke Dues Ka Dost — a friend for your dues. We have helped over 1,000 Indians negotiate and settle credit-card dues, personal loans, and app-based loans, often reducing what they owe by 40–75% through legitimate one-time settlements.
What we stand for
Legal & RBI-aligned
We negotiate strictly within each lender's official One-Time Settlement (OTS) process and within the framework the RBI permits for resolving non-performing accounts. No shortcuts, no grey-area tactics.
Transparent, success-based fees
Our fee is tied to the savings we secure for you, explained in writing before you commit. We never ask you to deposit settlement money into a personal account — payments go directly to your lender.
Documented outcomes
Every settlement is backed by a lender-issued settlement letter and No-Objection Certificate (NOC), so you always have proof that your account is resolved.
Protection from harassment
If recovery agents cross the legal line, we step in with formal complaints and legal notices that invoke your rights under RBI's Fair Practices Code.
How we work
Free case review
We assess your debts, lenders, and financial hardship — and tell you honestly whether settlement is the right path.
We take over communication
Our team manages lender and recovery-agent contact and builds a documented settlement case on your behalf.
Negotiation
We negotiate a reduced one-time amount with your bank or NBFC, aiming for the maximum possible reduction.
Settlement & NOC
You pay the approved amount directly to the lender and receive your settlement letter and No-Objection Certificate.
Talk to a real person
Reach us in Gurugram, Haryana — or get a free, confidential consultation from anywhere in India.